Hi Everyone. Well, after 15 years the RV-Dreams Community Forum is coming to an end. Since it began in August 2005, we've had 58 Million page views, 124,000 posts, and we've spent about $15,000 to keep this valuable resource for RVers free and open. But since we are now off the road and have settled down for the next chapter of our lives, we are taking the Forum down effective June 30, 2021. It has been a tough decision, but it is now time.


We want to thank all of our members for their participation and input over the years, and we want to especially thank those that have acted as Moderators for us during our amazing journey living and traveling in our RV and growing the RV-Dreams Family. We will be forever proud to have been founders of this Forum and to have been supported by such a wonderful community. Thank you all!!

Members Login
Username 
 
Password 
    Remember Me  
RV-Dreams.com Home -> RV-Dreams Community Forum -> Money Stuff -> Anyone use paytrust
Post Info TOPIC: Anyone use paytrust
brucedelta


RV-Dreams Family Member

Status: Offline
Posts: 39
Date:
Anyone use paytrust
Permalink  

I have yet to see paytrust mentioned around here or on any RV forum ( I am sure it must be mentioned on some form, so no need to search to prove me wrong).  It is a service where you have your bills sent to their address and they scan and organize them for you.  So when paying your bills you go to the paytrust site and view them.  You can then pay them also, and as I understand it basically the amounts and due date are filled in, you just check the go ahead box.  Seems you can even have them autopay things if you will be away.

Cost is about $15/mo for 30 transactions.  Recieving a bill and paying a bill are each a transaction.  So if you recieve and pay less than 15 bills a month you are covered, additional transactions are $0.50.

I think it looks very convienent if on the road since you do not need to recieve the mail or store the hardcopy.  You get a cd with all your bills for the year at the end of each year.
Anyone using it?  Does there SD mailing address have any bearing on Domicile issues?

I am trying to transition to it for the new year.

http://www.paytrust.com/

-- Bruce

__________________
We are just going for broke as Firstimers and Fulltimers simultaniously.
mcw50


RV-Dreams Family Member

Status: Offline
Posts: 149
Date:
Permalink  

The only bills we get via regular mail are our annual life insurance and vehicle insurance.  The only monthly bills we have are VISA (we charge everything!) and our cell phones and we take care of that online in connection with our checking account.  There is an occasional medical bill and for that we wait until all the insurance is taken care of before we write a check.  Medical insurance premiums are deducted from retirement deposits.  For us, paying for a bill-pay service would not be worth it.

Mary

__________________

'04 Dutch Star DP 4015
'12 Ford Escape
Acorn


RV-Dreams Family Member

Status: Offline
Posts: 74
Date:
Permalink  

How do you determine which credit card to use when using only one?  I assume the plan is to pay it off each month -- so interest rate isn't a concern....

Linda
No natter where you go, there you are!"

__________________

Lynne & Larry Ennis
& Brody the Bichon

Smile+2.jpg

"No Matter Where You Go, There You Are" -- B. & C. Bonsall
RVDude


RV-Dreams Family Member

Status: Offline
Posts: 518
Date:
Permalink  

There are many services like paytrust. My problem is, with the ease of viewing all bills on-line at the biller's site, why would you ever need to do this?
Another down side is that these services can not show you what they do not know, so if you have an irregular or one-time bill they do not help. But then again, I can go to that one-time biller's web site and often see my bill. In addition, many bank bill-payer services (which are typically free) also provide for e-billing where the bank bill payer can directly show you the bill. So I remain perplexed what "service" these firms like paytrust offer.

PS: Like mcw50 I too charge all everyday epenses... Puts it all on one bill...


-- Edited by RVDude at 09:41, 2007-12-19

__________________
www.RVDude.com
mikeway


RV-Dreams Family Member

Status: Offline
Posts: 197
Date:
Permalink  

We have only one recurring bill that will not take either an ech/ach or debit payment. Our credit union handles that under their free bill pay plan. All others are available online and 90% are set up for automatic pay. Even our brokerage statements are available online.

The only drawback? Internet access is a requirement. That is one reason for the Datastorm dish. Services like paytrust (have you checked them through Better Business and other sources?), might be a requirement without internet access, but with increasing connectivity you find the need diminished.

Mike

__________________
Somes a little older is a whole lot better!!
Find us at Datastorm #3561
Beaver-Cherokee-Canon-Apple
Photos at mikeway.smugmug.com
foxriverguy


RV-Dreams Family Member

Status: Offline
Posts: 214
Date:
Permalink  

Seems like just another unnecessary service designed to collect our hard-earned dollars.  At about $15 per month it is about $180 per year.  I'd rather spend $180 on fun stuff. biggrinbiggrinbiggrinbiggrin

__________________
George & Sandy Stoltz
With Trixie - the PBGV
2000 Foretravel U320 with one slide
2007 Honda CR-V

Full-time since September, 2009
http://sangeo-travels.blogspot.com/
Luvglass


RV-Dreams Family Member

Status: Offline
Posts: 1438
Date:
Permalink  

foxriverguy wrote:

Seems like just another unnecessary service designed to collect our hard-earned dollars. At about $15 per month it is about $180 per year. I'd rather spend $180 on fun stuff. biggrinbiggrinbiggrinbiggrin


We couldn't agree more. The few bills we have we pay on line.idea

 



__________________
Fred Wishnie

Full time since Feb 06 in Carriage Cameo 35KS3 and Ford F350


“If all you ever do is all you’ve ever done, then all you’ll ever get is all you ever got.”
Tylersamma


RV-Dreams Family Member

Status: Offline
Posts: 152
Date:
Permalink  

We have used our bank's bill pay service for several years now, without a service fee.  Have not had a problem and we are in complete control of what and when the bills will be paid. 

__________________
2006 Alfa Gold DP (Big Al)
2008 Saturn Vue (goes where he's toad to)
jdensie


RV-Dreams Family Member

Status: Offline
Posts: 120
Date:
Permalink  

W pay everything online, we do not have any paper checks other than for medical bills or Rx (I use the VA). 

We even pay our CC's online.

smileAs for SD it has been working very well for us.  We use Americas-Mailboxes out of Rapid City.


MERRY CHRISTMAS

__________________
Jon Ensminger / Kathleen Lightner 
2001 40ft safari MH  DP pulling a 2005 Saturn Vue. 
Life is good in the USA
http://trailsofserengeti.blogspot.com/
RVDude


RV-Dreams Family Member

Status: Offline
Posts: 518
Date:
Permalink  

bruce: Regarding domicile, search this forum some excellent discussion on this topic. In a sentence, your "domicile state" is that state that most looks like you live there - bills, driver license, tax filing, etc. are all addressed in that state. Mix  this up and you could be in for some tough talking.

__________________
www.RVDude.com
brucedelta


RV-Dreams Family Member

Status: Offline
Posts: 39
Date:
Permalink  

I guess I am going to have to think about how many bills I will have. the beauty of partrust as I see it is that they recieve the buill in the mail. Online payment can of coarse be easily done by most banks. As pointed out by RV Dude, some bills are online viewable (mostly credit card) but my health and life insurance are not as far as I know. On the other hand they are relativly fixed so it is easy.
I guess I no longer will get utility, RE Tax, mortgage, sewer etc when I no longer have a house.
I need to decide if I cna justify the expense.
Thanks for your thoughts.
-- Bruce


__________________
We are just going for broke as Firstimers and Fulltimers simultaniously.
Jim01


RV-Dreams Family Member

Status: Offline
Posts: 1144
Date:
Permalink  

Bruce,

Most people have no idea of how Full-timing can simplify your life. If you don't have a house, you will not have near as many bills to pay, or near as many worries either.

We use a Debit card for almost everything, and the phone or paper checks for the few bills that we do get. My advise would be to skip signing up for a service like paytrust for now. I would think you could always sign up in the future if you decide you need it. Like foxriverguy said, spend the money of some fun stuff.biggrin

Relax and enjoy!

Jim

__________________

Jim and Linda
Full-timers from 2001 to 2013
http://parttimewithjandl.blogspot.com/ 
2006 Dodge 2500 Diesel pulling a Heartland 26LRSS TT
May your days be warm, and your skies be blue.
May your roads be smooth, and your views ever-new.
Page 1 of 1  sorted by
 
Quick Reply

Please log in to post quick replies.
RV-Dreams.com Home -> RV-Dreams Community Forum -> Money Stuff -> Anyone use paytrust
Tweet this page Post to Digg Post to Del.icio.us