We have sold our home in Indiana and currently using my SIL's Indiana address for mail and legal address. We are living in our coach fulltime. We are considering making our residency in South Dakota. Our situation is that my wife will continue to work for an Indiana company as we travel. I'm retired.
Can anyone tell me what issues I may have? Her company does require her to be in Indiana three to four months each year.
Mallo said
07:22 PM Jun 19, 2011
Two things...
1. You will need to make sure you understand what will make you a resident of Indiana and avoid that.
In my case it is/was the state of PA I cannot be in PA more then 179 days in a year so if my work pulls me back to the state I try to camp in a boarder state if possible. I also make sure I don't become a resident of some other state.
Assuming you can avoid becoming a defacto resident of Indinana then you can move forward on the SD residency (MyDakotaAddress.com).
Now you get to;
2. Your wifes company will likely withhold IN taxes they may not withhold at all which can get interesting. In any case at the end of the year your going to want to file a part year residents return to Indiana then next year you would file as a Non Resident of the state claiming only the income earned in IN (This assumes your looking to do a legal return). Now working in various other states could put you in a postion of being required to file in those states I avoid it by not spending a great deal of time in any one state.
Home this helps if you have specfic questions feel free to follow up.
Mallo
We2RV said
09:26 PM Jun 19, 2011
Malo
How will any state know where you are and for how long?
Paul
Ckerr said
08:13 AM Jun 20, 2011
Often it has to do with it you get a pay stub / W2 from a company with a state's address. This year we will pay some state taxes in Arkansas because Johnny is working there. Our residence is officially in Texas.
ahoweth said
08:26 AM Jun 20, 2011
Any given state may not know where you are at any given time however, if your tax return is questioned, then a lot of different things can come into play if the state decides it is worth pursuing, Credit card charges, phone records, etc, can be used to determine where you are at any given time should someone or some entity decide it is worth tracking. Using cash and staying off of the cell phones works to thwart those types of inquiries, if it is worth it. Only you can decide that.
Steve C said
09:10 AM Jun 21, 2011
Is changing residency to South Dakota really worth the trouble? I am a retired federal employee. I am not sure, but I don't think my retirement is taxed by the state. My wife no longer works.
Thanks,
Steve
Racerguy said
02:29 PM Jun 21, 2011
Steve you need to look at all the numbers closely.FOR US, Colorado was better than South Dakota or Texas.Insurance was about the same in SD,higher in Texas.License plates were a wash and Colorado does not tax the first $20,000 per person on retirement income.Any gains there might be were, FOR US, not worth the trouble.
Racerguy said
05:49 PM Jun 21, 2011
3fortheroad wrote:
You might be throwing up a red flag by posting that you were a "Federal Emploree".
Why would that be a red flag?
Steve C said
08:57 PM Jun 21, 2011
Don't know about "red flags"comment???? I have to get out the smiling faces and start waving happy flags!!! The post question just became all that more real and important to Evin and me ----WE JUST SOLD THE HOUSE!!!!!!!!
You might be throwing up a red flag by posting that you were a "Federal Emploree".
Why would that be a red flag?
George, ment to be humorus, kind of like Big Brother look'n over us.
3fortheroad said
09:41 PM Jun 21, 2011
Steve C wrote:
Don't know about "red flags"comment???? I have to get out the smiling faces and start waving happy flags!!! The post question just became all that more real and important to Evin and me ----WE JUST SOLD THE HOUSE!!!!!!!!
Steve
Steve, I ment no harm, just a poor choice of words. A big Congrats on the sale, send some of your good luck our way ours has been on the market almost a year now.
Steve C said
10:15 PM Jun 21, 2011
Thanks Ron.
Didn't know what to think, at first. During my almost 30-year career in law enforcement I had more that one individual that was not too happy with my taking them off the street. Well, I did my part to enforce consequences for their poor choices. I am happy I made it out in one piece when I did. Wouldn't want to be out there now. I am so glad that I don't have to look over my shoulder as much as I once did. Still will not sit with my back to the door. Old habits die hard. Especially when they served me well.
I just sent RV PAINTER some of our good fortune vibes his way and will do the same in your direction. All of you with homes for sale, Evin and I share your hopes, frustrations and pain. Our journey changed when I turned our situation over to God's will as best we could. We practiced gratitude and reached our for support from the RV-Dreams family. It came often and in many forms. For that, we are truly thankful.
Steve
Steve C said
10:24 PM Jun 21, 2011
Oh, yes. I almost forgot. Let's get back to the "residency question". I really need some answers now. Sorry to have gotten off on a tangent. In case you didn't notice, I just figured out how to use Emoticons!!!!
Steve
Racerguy said
10:30 PM Jun 21, 2011
3fortheroad wrote:
Racerguy wrote:
3fortheroad wrote:
You might be throwing up a red flag by posting that you were a "Federal Emploree".
Why would that be a red flag?
George, ment to be humorus, kind of like Big Brother look'n over us.
Thought that might be it.
Terry and Jo said
06:45 AM Jun 22, 2011
Steve C wrote:
Thanks Ron.
Didn't know what to think, at first. During my almost 30-year career in law enforcement I had more that one individual that was not too happy with my taking them off the street. Well, I did my part to enforce consequences for their poor choices. I am happy I made it out in one piece when I did. Wouldn't want to be out there now. I am so glad that I don't have to look over my shoulder as much as I once did. Still will not sit with my back to the door. Old habits die hard. Especially when they served me well.
I just sent RV PAINTER some of our good fortune vibes his way and will do the same in your direction. All of you with homes for sale, Evin and I share your hopes, frustrations and pain. Our journey changed when I turned our situation over to God's will as best we could. We practiced gratitude and reached our for support from the RV-Dreams family. It came often and in many forms. For that, we are truly thankful.
Steve
First of all, if I haven't before now, THANK YOU for your service to your community by serving in law enforcement. Jo and I both work for a law enforcement agency, although neither of us are commissioned officers.
Second, congratulations on the sale of the house. Now, we just have to see what you end up with as an RV. I'm pretty sure you've had a DRV product in the past.
Jo and I went through the "selling process" for about 3 years, and I'm glad yours didn't take as long.
Terry
Mallo said
07:05 AM Jun 23, 2011
We2RV wrote:
Malo
How will any state know where you are and for how long?
Paul
Paper trail from my time with the IRS one tool that tax compliance people have is third party audits. Audit the RV parks pull the customer lists showing lenght of time in place vs stated residency and you can prove a possible issue (State of Arizone for example has requested data from the State of South Dakota that combined with data gathered in Arizona could be used to invalidate residency.).
Data mining against a number of data feeds that the state has including employment records for work campers would be another method.
The issue I face is the one that is being used in the tit for tat tax war going on between New York and Conneticut where the two states are taking expense report data to prove number of days in state to force taxes back.
For most people with a minimal foot print who have no W2 and don't sit for months in one place it won't be an issue.
For someone who does get a W2 and or does sit for months in one location there could be an issue.
Mallo
PS Third party audits can be ugly I was part of one that basicly bankrupted the company back when I worked for the IRS.
Mallo said
07:07 AM Jun 23, 2011
Steve C wrote:
Is changing residency to South Dakota really worth the trouble? I am a retired federal employee. I am not sure, but I don't think my retirement is taxed by the state. My wife no longer works.
Thanks,
Steve
Without the presure of state income tax the rest of it would be a wash for me assuming I had some way to get my mail from PA. Not all states are equal we have friends who have no reason to change from Michigan for example very good to retirees and someone willing to forward mail.
Mallo
Steve C said
01:16 PM Jun 23, 2011
Thanks Mallo, Terry and George.
Terry, I just did two, way too long replies on "Factory tours" and "Hello to all-New to the RV-Dreams and the forum". As I was writing so were you. You said about the same as me in a lot fewer words. Good job. Thank you for your kind words. Wish the judges would have let me do the job the way it should have been done. I believe our country would be in a much better place today. Enough time on my soap box.
The residency issue/issues are tough. I guess for now we will do it in N C. My parents are here and Evin's health will keep us closer to here for now. We really want to go out West and to the Northwest. First things first.
I will be buying a new truck and RV but I have been told the sales tax is the same in S D and N C. Does anyone know? Does anyone know the difference insurance rates?
Would like to see more of the residency pros and cons. Once we can go a greater distance from North Carolina we do not plan to stay in any place more than a week or two at a time. Don't plan to work unless one of us gets bored or a job comes along that really excites one of us. We want to play, see and do.
Well, we are on our way to check out Thousand Trails.
Steve
RVPAINTER said
01:41 PM Jun 23, 2011
Steve - get that book I mentioned to you, every State is listed and all the info is there. It shows SD sales tax as 4% and there is a 3% excise tax on vehcile purchases in lieu of sales tax - due with registration - local sales tax up to an additional 2.75% NC it show 5,75 sales tax with a 3% highway use tax charged on vechile purchases in lieu of a sales tax. Local sales tax up to an additional 2.5%
IWantaCampMore said
03:01 PM Jun 23, 2011
RVPAINTER wrote:
Steve - get that book I mentioned to you, every State is listed and all the info is there. It shows SD sales tax as 4% and there is a 3% excise tax on vehcile purchases in lieu of sales tax - due with registration - local sales tax up to an additional 2.75% NC it show 5,75 sales tax with a 3% highway use tax charged on vechile purchases in lieu of a sales tax. Local sales tax up to an additional 2.5%
Rvpainter, could you gave the name of the book to me and others.
RVPAINTER said
04:06 PM Jun 23, 2011
It is called Choosing Your RV HOME BASE Second Edition - I ordered it on-line Roundabout Publications www.travelbooksusa.com As I say every state is listed including taxes, registration, license etc etc. We examined it and found for our needs Florida seemd the best although Colorado looks good also due to the NO Tax on $20,000 of retirement income as well as Soc Sec.
charles said
09:13 PM Jun 25, 2011
Try ESCAPEES club web page, they have the answers as most members are full timers and have several states in which most have a "legal" residence or domicile, remember that there is a VAST difference in the two.
We have sold our home in Indiana and currently using my SIL's Indiana address for mail and legal address. We are living in our coach fulltime. We are considering making our residency in South Dakota. Our situation is that my wife will continue to work for an Indiana company as we travel. I'm retired.
Can anyone tell me what issues I may have? Her company does require her to be in Indiana three to four months each year.
Two things...
1. You will need to make sure you understand what will make you a resident of Indiana and avoid that.
In my case it is/was the state of PA I cannot be in PA more then 179 days in a year so if my work pulls me back to the state I try to camp in a boarder state if possible. I also make sure I don't become a resident of some other state.
Assuming you can avoid becoming a defacto resident of Indinana then you can move forward on the SD residency (MyDakotaAddress.com).
Now you get to;
2. Your wifes company will likely withhold IN taxes they may not withhold at all which can get interesting. In any case at the end of the year your going to want to file a part year residents return to Indiana then next year you would file as a Non Resident of the state claiming only the income earned in IN (This assumes your looking to do a legal return). Now working in various other states could put you in a postion of being required to file in those states I avoid it by not spending a great deal of time in any one state.
Home this helps if you have specfic questions feel free to follow up.
Mallo
How will any state know where you are and for how long?
Paul
Is changing residency to South Dakota really worth the trouble? I am a retired federal employee. I am not sure, but I don't think my retirement is taxed by the state. My wife no longer works.
Thanks,
Steve
Steve you need to look at all the numbers closely.FOR US, Colorado was better than South Dakota or Texas.Insurance was about the same in SD,higher in Texas.License plates were a wash and Colorado does not tax the first $20,000 per person on retirement income.Any gains there might be were, FOR US, not worth the trouble.
Why would that be a red flag?
Steve
Howard has an FAQ question regarding residency...
George, ment to be humorus, kind of like Big Brother look'n over us.
Steve, I ment no harm, just a poor choice of words. A big Congrats on the sale, send some of your good luck our way ours has been on the market almost a year now.
Thanks Ron.
Didn't know what to think, at first. During my almost 30-year career in law enforcement I had more that one individual that was not too happy with my taking them off the street. Well, I did my part to enforce consequences for their poor choices. I am happy I made it out in one piece when I did. Wouldn't want to be out there now. I am so glad that I don't have to look over my shoulder as much as I once did. Still will not sit with my back to the door.
Old habits die hard. Especially when they served me well.
I just sent RV PAINTER some of our good fortune vibes his way and will do the same in your direction. All of you with homes for sale, Evin and I share your hopes, frustrations and pain. Our journey changed when I turned our situation over to God's will as best we could. We practiced gratitude and reached our for support from the RV-Dreams family. It came often and in many forms.
For that, we are truly thankful.
Steve
Oh, yes. I almost forgot.
Let's get back to the "residency question". I really need some answers now. Sorry to have gotten off on a tangent.
In case you didn't notice, I just figured out how to use Emoticons!!!!
Steve
Thought that might be it.
First of all, if I haven't before now, THANK YOU for your service to your community by serving in law enforcement. Jo and I both work for a law enforcement agency, although neither of us are commissioned officers.
Second, congratulations on the sale of the house. Now, we just have to see what you end up with as an RV. I'm pretty sure you've had a DRV product in the past.
Jo and I went through the "selling process" for about 3 years, and I'm glad yours didn't take as long.
Terry
Paper trail from my time with the IRS one tool that tax compliance people have is third party audits. Audit the RV parks pull the customer lists showing lenght of time in place vs stated residency and you can prove a possible issue (State of Arizone for example has requested data from the State of South Dakota that combined with data gathered in Arizona could be used to invalidate residency.).
Data mining against a number of data feeds that the state has including employment records for work campers would be another method.
The issue I face is the one that is being used in the tit for tat tax war going on between New York and Conneticut where the two states are taking expense report data to prove number of days in state to force taxes back.
For most people with a minimal foot print who have no W2 and don't sit for months in one place it won't be an issue.
For someone who does get a W2 and or does sit for months in one location there could be an issue.
Mallo
PS Third party audits can be ugly I was part of one that basicly bankrupted the company back when I worked for the IRS.
Without the presure of state income tax the rest of it would be a wash for me assuming I had some way to get my mail from PA. Not all states are equal we have friends who have no reason to change from Michigan for example very good to retirees and someone willing to forward mail.
Mallo
Thanks Mallo, Terry and George.
Terry, I just did two, way too long replies on "Factory tours" and "Hello to all-New to the RV-Dreams and the forum". As I was writing so were you. You said about the same as me in a lot fewer words. Good job.
Thank you for your kind words. Wish the judges would have let me do the job the way it should have been done. I believe our country would be in a much better place today. Enough time on my soap box.
The residency issue/issues are tough. I guess for now we will do it in N C. My parents are here and Evin's health will keep us closer to here for now. We really want to go out West and to the Northwest. First things first.
I will be buying a new truck and RV but I have been told the sales tax is the same in S D and N C. Does anyone know? Does anyone know the difference insurance rates?
Would like to see more of the residency pros and cons. Once we can go a greater distance from North Carolina we do not plan to stay in any place more than a week or two at a time.
Don't plan to work unless one of us gets bored or a job comes along that really excites one of us. We want to play, see and do.
Well, we are on our way to check out Thousand Trails.
Steve
Rvpainter, could you gave the name of the book to me and others.
As I say every state is listed including taxes, registration, license etc etc. We examined it and found for our needs Florida seemd the best although Colorado looks good also due to the NO Tax on $20,000 of retirement income as well as Soc Sec.
CCC