It is now "crunch time". Our Mobile Suites arrived at the dealership yesterday, so we should have it ourselves sometime next week.
What I need now is information regarding insurance that is more specific than what I've read online. Besides calling Miller Insurance (H&L's broker), I was looking at an outfit called RV America. They are evidently associated with the following insurance companies:
AIG
American Modern
Foremost
GMAC
National Interstate
Progressive.
While I need to remain as objective as possible, I have heard some stories about one or two of the above that were negative. There was also one company that would not insure the truck IF IT WASN'T HOOKED TO THE FIFTH WHEEL.
What I would like is information from as many as possible as to whether the above companies are "reputable" and "full-time RV'er friendly". Any good things to say as well as the bad?
Also, does anyone have a suggestion for a better source?
Of course, we want to be able to insure our Ford F450, the Mobile Suites, and our Ford Explorer at one time, hopefully through the same insurance company. Any advice or ideas from everyone would be helpful.
Thanks in advance for your replies.
Terry
GENECOP said
06:15 PM Apr 28, 2010
I just went through the process, we ended up with Progressive, they had a competitive rate, and they are a large reputable company. I have a broker that i know Very well here in NY, i will give you his contact info if you would like, i can vouch for the broker 100%, Gene.
Mallo said
06:56 PM Apr 28, 2010
National Interstate was very good to us when we had to put in a claim last year.
Mallo
Luvglass said
07:14 PM Apr 28, 2010
Hi Terry,
We have National Interstate and have been very happy with them. We have had 3 claims with them in 4 years and our rates have not been increased and they were a pleasure to work with.
We checked with Miller a few years ago and their quote was higher than we are now paying. I don't know if state of residence is a factor, but we are in Wisconsin.
DorisandDave said
08:33 PM Apr 28, 2010
AIG - no. I worked for an insurance agent and the customer service is awful!
TxYellowRose said
10:46 PM Apr 28, 2010
Hey Terry,
I checked with several different agencies/companies and Miller had the best rate for our 5er full-time and recreational usage. We kept the TV insured as it is and went with Miller for the 5er.
How exciting for you...the rig is almost there! We hear ya about it being "crunch time." We're there, too.
Good luck with everything!
Cheers, Bett
Roz said
03:31 AM Apr 29, 2010
Terry,
We have what I consider a good policy with National Interstate. We had a claim our first year for windshield replacement due to road debris flying up and cracking the driver's side.
Very prompt and full coverage and no increase in premium. Previously, we were Gilbert for five years with no claims, and the premiums increased yearly. I should have switched sooner.
One thing to consider, there will be minor complaints against nearly all insurers - goes with the territory. Few people simply hand out compliments with a request such as yours.
Racerguy said
07:38 AM Apr 29, 2010
Terry, for us Miller was way high on our truck compared to AARP-Hartford so we kept our insurance there but they would not cover our 5th wheel for full time.However Miller beat everybody else when it came to full time coverage on our 5th wheel.I think your State of residence has some to do with rates.
What I need now is information regarding insurance that is more specific than what I've read online. Besides calling Miller Insurance (H&L's broker), I was looking at an outfit called RV America. They are evidently associated with the following insurance companies:
AIG
American Modern
Foremost
GMAC
National Interstate
Progressive.
While I need to remain as objective as possible, I have heard some stories about one or two of the above that were negative. There was also one company that would not insure the truck IF IT WASN'T HOOKED TO THE FIFTH WHEEL.
What I would like is information from as many as possible as to whether the above companies are "reputable" and "full-time RV'er friendly". Any good things to say as well as the bad?
Also, does anyone have a suggestion for a better source?
Of course, we want to be able to insure our Ford F450, the Mobile Suites, and our Ford Explorer at one time, hopefully through the same insurance company. Any advice or ideas from everyone would be helpful.
Thanks in advance for your replies.
Terry
Mallo
Hey Terry,
I checked with several different agencies/companies and Miller had the best rate for our 5er full-time and recreational usage. We kept the TV insured as it is and went with Miller for the 5er.
How exciting for you...the rig is almost there! We hear ya about it being "crunch time." We're there, too.
Good luck with everything!
Cheers,
Bett
Terry,
We have what I consider a good policy with National Interstate. We had a claim our first year for windshield replacement due to road debris flying up and cracking the driver's side.
Very prompt and full coverage and no increase in premium. Previously, we were Gilbert for five years with no claims, and the premiums increased yearly. I should have switched sooner.
One thing to consider, there will be minor complaints against nearly all insurers - goes with the territory. Few people simply hand out compliments with a request such as yours.